国际清算银行:DeFi借款人行为是衡量代币化风险的关键

PANews 3月14日消息,据CoinDesk报道,国际清算银行(BIS)的一项研究指出,了解去中心化金融(DeFi)借款人的行为对于评估与代币化相关的风险至关重要。该研究

2024-03-15 05:05:20   作者:  520btc

PANews 3月14日消息,据CoinDesk报道,国际清算银行(BIS)的一项研究指出,了解去中心化金融(DeFi)借款人的行为对于评估与代币化相关的风险至关重要。该研究是首次记录个别DeFi钱包的杠杆率,旨在理解从DeFi借贷行为中产生的金融稳定性问题。研究发现,DeFi借款人倾向于采取保守的策略,以避免因自动清算而遭受重大损失,他们通常会留出较大的安全缓冲区。此外,如果用户过去的回报较高,他们倾向于存入更多资金​​。

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